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Payoff Safe Payday Loans

Your minimum payment must cover the interest fees. You will want to pay any amount over that to bring pay down your principle balance. Empty the piggy bank, return the bottles. Cut some items off your grocery list. If you cannot afford to pay the loan off in full, scrape together as much as you can. This will lower the interest fees the next term around.

Continue to cut back. This is a good time to really look at your budget expenses. If you are going to cut back to payoff this debt, you might as well follow through and continue to pay off creditors once this short-term loan is paid off. Work on high interest debt first.

If you are paying extra towards credit cards at the moment, take any excess above the minimum payment and add it to your short-term loan payoff. Once the payoff is complete you will now have extra to apply to credit card debt.

Be careful on what you spend throughout the two weeks. Carefully consider each purchase. That money might be more useful as a short-term loan payoff rather than pizza delivery.

Is there any freelance work you could do to earn some quick extra income? If you don’t have a skill or talent, try selling off unwanted personal property.

Even as you pay down the debt, don’t change targets. Keep at the short-term loan until it is gone. Between short terms and high interest, this debt holds higher priority than credit cards no matter what the balance is.